Halloween is approaching, and the weekend will be filled with many festivities, including Trick-or-Treating. Whatever your holiday plans are, make sure you are ensuring the safety of your children. Click on the image to download or print the safety sheet.
Ever since the pandemic, more employees have switched to working remotely. With this reality, employers need to be aware of the threat of cyberattacks on their remote workers. Employees may be using personal devices or not be connected to a secure network, which can be an easier targets for hackers. Click on the image to download or print the safety sheet.
In life, as in business, education, and any large organization, the only thing that doesn’t change is that everything changes.
New operational subsidiaries are formed, people in key leadership positions leave and arrive, school districts see new clubs and sports teams rise and fall. Nothing wrong with any of this. It’s the natural ebb and flow. It’s how the world works.
The sticky part comes in, however, when you assume the insurance coverage in place extends to any or all of those modifications. Or worse, you don’t think of that question at all.
The old adage about why it’s dangerous to assume certainly applies. A policy is written at a moment in time, under specifications and structures that exist then. Unless provisions have been written into that policy to automatically include new elements to the entity being covered, they may not – and probably will not.
Always err on the side of caution and communication. Check with your insurance provider any time the terms, shape, size, or any other variable impacts your organization. When changes are afoot, make sure you know who and what is covered under your policy – so that any necessary adjustments can be made before costly surprises arise.
Contact the professionals at Evergreen for more information.
Copyright 2022 Evergreen Insurance
Evergreen Insurance provides these updates for information only, and does not provide legal advice. To make decisions regarding insurance matters, please consult directly with a licensed insurance professional or firm.
With winter around the corner, it’s almost time for fun, snowy activities. Snowmobiling is a great way to see the wintry scenery. To prepare for the season, make sure you have snowmobile insurance to protect yourself and your ride. Click on the image to download or print the information sheet.
Many construction and manufacturing jobs can expose workers to loud noises for a long period of time. This can cause permanent hearing damage or even deafness. As a result, workers are required to wear devices that protect their hearing. Click on the image to download or print the safety sheet.
Buying certain products like electronics or cosmetics can be very expensive, so finding a cheap alternative can be appealing. While you may be saving money, dupes of other products can be poorly made and harmful to you and others. Click on the image to download or print the safety kit.
Business travelers typically carry valuable company data and can be vulnerable targets for cybercriminals. If you are neglecting cybersecurity while traveling for your business, a breach could be detrimental to your company. Click on the image to download or print the safety sheet.
Auto insurance policies can be extremely confusing, especially for someone without a background in insurance. Policies are filled with many different terms and types of coverage. Click on the image to download or print a list of terms commonly found in auto insurance policies.
October is National Crime Prevention Month. As a business owner, you hope that the employees you trust would not steal from you. Unfortunately, it does happen. Property insurance can protect against criminal acts from someone outside your company, but crime insurance can protect your business from employee dishonesty. Click on the image to download or print the information sheet.
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