It’s the All-American way of life to let young people enjoy sports.  The lessons about teamwork, sacrifice, mutual support, developing your individual skills, being gracious in defeat and humble in victory – sports have a special way of teaching them all.

Millions of children participate in organized leagues and pick-up games across the nation, from summers on the baseball diamond to autumns on the football field to winters on the ice rink or basketball court.  But an alarming 4 million of those young people, ages 14 and under, suffer sports-related injuries each year.  This becomes especially troubling when you consider that young athletes are at an increased risk of injury because their bones, muscles, tendons, and ligaments are still growing.

Parents and coaches can protect children from sports-related injuries by consistently taking these safety precautions:

• Know and follow the rules of the sport.  They are there to keep all participants safe.
• Make sure each child is in good physical condition before beginning any sport.
• Wear proper apparel and protective gear at all times.
• Know how to use the athletic equipment safely and properly.
• Make sure each participant stretches and warms up before playing.
• To prevent dehydration, have participants drink plenty of liquids before playing.
• Remove a player from the game if he or she is tired or in pain.
• Have participants cool down afterward.
• Make sure that a responsible adult is in attendance at every practice and game.

Should an injury occur, prompt treatment can help prevent further problems.  This includes RICE therapy (rest, ice, compress, and elevate).  A child may need medical attention if any of the following signs are seen:

• An inability or decreased ability to play.
• Visible deformity.
• Severe pain that prevents the use of an arm or leg.
• Symptoms that persist or affect performance.
• Headache, nausea, vomiting, dizziness, blurry vision, or confusion, which are symptoms of a concussion.  Helmets should be worn, but concussions can still be suffered when wearing one.

Talk with the Benefits professionals at Evergreen Insurance about this topic.  We are here to help you keep your team – and their families – properly protected.  

Copyright 2024 Evergreen Insurance, LLC

Evergreen Insurance, LLC provides these updates for information only, and does not provide legal advice.  To make decisions regarding insurance matters, please consult directly with a licensed insurance professional or firm.

Think back to studying fractions in elementary school mathematics.  The common denominator represented a number that could be related to all denominators in a group of fractions.  The numerator could be any number, though.  It didn’t have to be a multiple of others in a group.  You solved the problem to identify the numerator, the variable.

Now you’re all grown up, and you haven’t thought about fractions for years.  But you’re still solving for that variable, and in ways that can impact your organization’s reputation and financial performance.  The common denominator these days is cyber security, but the numerator represents the different ways to achieve it, depending on the size and function of the organization.  Clearly, no one size fits all.

For sophisticated larger organizations, better visibility and accountability should be built into the organization’s cyber policies. Continuous controls monitoring (CCM), which measures cyber security on an ongoing basis based on the spectrum of tools deployed, holds promise for these types of organizations.  

An integrated and holistic measure of cybersecurity, indicating gaps and priorities, can provide an important framework and data source for larger organizations.  This holistic approach also helps to enable responses to increased regulatory oversight being driven by government authorities.

Smaller organizations, of course, are no less at risk.  They can achieve cyber security through services organizations, such as specialized managed security service providers, or more general managed service providers.  Those platforms can help ensure against cyber attacks.  More options remain available, based on cost and complexity.

While every business must guard its information against cyber criminals, the means to do so remain open to customization and interpretation.  To control that variable, talk with the professionals at Evergreen Insurance about cybersecurity protection for your enterprise.

Copyright 2024 Evergreen Insurance, LLC

Adapted from: 

https://www.forbes.com/sites/forbesfinancecouncil/2023/04/27/making-cyber-risk-insurable-disrupting-the-cyber-insurance-industry-in-2023/?sh=6431bdc258eb

Evergreen Insurance, LLC provides these updates for information only, and does not provide legal advice.  To make decisions regarding insurance matters, please consult directly with a licensed insurance professional or firm.