Many people are not aware that homeowner’s insurance does not cover flood damage. Consulting the Federal Emergency Management Agency is important because if your home sits in a 100-year flood plain, you must purchase flood coverage to obtain your mortgage. Flood insurance is now available from Private Markets or the National Flood Insurance Program. For those outside of high-risk zones, flood insurance is optional.
Think you don’t need flood insurance? Click here to read why you just may…
Flooding is usually seasonal. Click here to read about spring and summer flood dangers…
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