Like Motorcycles, having fun and being safe is what using your ATV’s and UTV’s is all about. Part of being safe includes having the right insurance coverage.
Homeowners Insurance policies contain exclusions for most uses of ATV’s and UTV’s even when used to service the premises. It is best to insure these items on a policy designed for providing liability and physical damage coverage.
Most riders rely on insurance designed to protect them from loss in the case of an accident. While you can still be liable operating on your own property, when operating off site most states require riders to carry at least basic insurance to cover the cost of losses to others in an accident. We have a variety of policy options to meet every rider’s needs.