Do you find the options in auto insurance confusing? With so much information available, especially on the internet, it can be difficult to know what the real facts are about auto policy options. Click on the image to download or print the fact sheet to learn the truth behind several common myths.
Month: January 2023
Buying Used Vehicles
Buying a used car can be a great way to save money. Because these cars have been previously owned, they may have problems you don’t see at first glance. It’s important that you do research on the car before you make your purchase. Click on the image to download or print the tip sheet.
Essential Cybersecurity Controls for Organizations
Cyber incidents have become increasingly more common, and no business is immune to attacks. With the variety of threats your company can face, you may not know where to start when it comes to cyber protection. Click on the image to download or print the safety sheet for practical measures you can implement to secure your business.
Staying Healthy in Winter
It can be hard to stay healthy in the winter! However, there are ways you can strengthen your body and prevent getting sick. Click on the image to download or print the safety sheet for tips on staying healthy during cold and flu season.
CEO Awareness, Involvement Crucial in Cybersecurity
While it may be tempting to leave the complex, mysterious world of cybersecurity to “the experts,” business leaders cannot fall back on that handy escape hatch any longer. They need to be aware and involved, even to the point of elevating cyber reporting to the CEO directly. According to the federal Cybersecurity and Infrastructure Security Agency*, here are some practical steps that leaders would be wise to follow:
CEOs should ask the following questions about potential cybersecurity threats:
- How could cybersecurity threats affect the different functions of my business, including areas such as supply chain, public relations, finance, and human resources?
- What type of critical information could be lost (e.g., trade secrets, customer data, research, personally identifiable information)?
- How can my business create long-term resiliency to minimize our cybersecurity risks?
- What kind of cyber threat information sharing does my business participate in? With whom does my business exchange this information?
- What type of information sharing practices could my business adopt that would help foster community among the different cybersecurity groups where my business is a member?
What can CEOs do to mitigate cybersecurity threats?
- Elevate cybersecurity risk management discussions to the company CEO and the leadership team. Executives should construct policy from the top down to ensure everyone is empowered to perform tasks related to reducing cybersecurity risk.
- Implement industry standards and best practices rather than relying solely on compliance standards or certifications. Compliance standards and regulations (Federal Information Security Modernization Act) provide guidance on minimal requirements. Businesses should strive to go beyond the minimum, however.
- Evaluate and manage organization-specific cybersecurity risks. Ask the questions necessary to understand your security planning, operations, and security-related goals.
- Ensure cybersecurity risk metrics are meaningful and measurable. For example, reducing the days it takes to patch a vulnerability to directly limit risk to the organization.
- Develop and exercise cybersecurity plans and procedures for incident response, business continuity, and disaster recovery. It is critical that organizations test their incident response plans across the whole organization, not just in the IT environment.
- Retain a quality workforce. It is important to have people who can identify the proper tools for your organization, since new cybersecurity threats are constantly appearing.
- Maintain situational awareness of cybersecurity threats. Subscribe to notifications on emerging cybersecurity threats (e.g., National Cyber Awareness System products, MITRE Common Vulnerability Exposures, CERT Coordination Center Vulnerability Notes) and subscribe to the Homeland Information Sharing Network.
Of course, making sure your cybersecurity insurance coverage is sufficient and current remains vitally important, as well. The professionals at Evergreen Insurance can help.
Copyright 2023 Evergreen Insurance
Evergreen Insurance provides these updates for information only, and does not provide legal advice. To make decisions regarding insurance matters, please consult directly with a licensed insurance professional or firm.
Snowmobile Safety Tips
Riding a snowmobile is a fun winter activity. But if you aren’t operating it properly, you can cause an accident or injury to yourself and others. Click on the image to download or print the safety sheet.
Teen Driver Safety Tips
Do you have a teen driver? January is Teen Driving Awareness Month. Teens are more likely to get in car accidents than any other age group. Take a few minutes to review a few safety tips with your child so they can stay safe behind the wheel. Click on the image to download or print the safety sheet.
Personal Injury Protection for Businesses
Automobile insurance is very important when you own a business, so you can protect your company and the employees who use the vehicles. Check to make sure your policy includes personal injury protection coverage. This coverage pays for expenses due to an accident, no matter who is at fault. Click on the image to download or print the sheet for more information.
Reducing Winter Utility Bills
Colder temperatures can cause you to turn up the thermostat, which can drive up your energy costs. However, there are several ways you can reduce your winter utility bills without sacrificing your comfort. Click on the image to download or print these money-saving tips.
January is National Radon Action Month. Radon is an odorless, tasteless, colorless gas that can be extremely harmful. It’s worth taking some time to educate yourself on the dangers of radon in your home. Click on the image to download or print the safety sheet.