If you are found to be legally responsible for an injury, a personal umbrella liability policy can save you from having to pay out of pocket. If you engage in activities with high risks of getting sued, you may want to consider an umbrella policy. Click on the image to download or print the information sheet.
Homeowners insurance is vital to protect your home from accidents and disasters. However, many people are not fully aware of what their policy covers. Click on the image to download or print the sheet of common questions about coverage.
Renters insurance can be helpful in protecting your belongings. However, there are many misconceptions about what renters insurance entails. Click on the image to download or print the list of myths.
It’s already time to head back to school! Do you have a child headed off to college? Before you pack up the car, review your current insurance policies and consider adjusting them to ensure that your child is covered. Click on the image to download or print the information sheet.
Personal injury protection coverage can protect your wallet when no-fault insurance is in place. Click on the image to download or print the information sheet.
It is almost summer toy season! It will be here before you can make a splash. Be sure your boat is ready… including properly covered for damage and accidents. Learn more by clicking the image to read the coverage overview, then contact us for a quote.
Collision and comprehensive coverages provide financial safety nets in the event that your vehicle is physically damaged and needs to be repaired or replaced. Automobile insurance policies offer different coverages based on the type of policy that you purchase. Click the image to learn more by reading our Collision versus Comprehensive Coverage comparison sheet.
Household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses. These costs can affect the value, and therefore, the need for insurance coverage.
According to the National Oceanic and Atmospheric Administration National Climatic Data Center, there are more than 1,200 tornadoes are reported across the country. Oftentimes homes close to a twister are damaged or destroyed by wind, rain and flying debris. Download and read this resource from our insurance carrier partner, Safeco about Tornado coverage and tips for homeowners.
Insurance can usually be obtained for most dogs; however, there are some limitations. If you own a breed that has been historically violent, you may have to pay an increased premium (even if your dog has not displayed any violent behavior). The following dog pedigrees are considered dangerous:
- Pit Bull
- German Shepherd
- Doberman Pinscher
- Wolf-dog Hybrid
- Chow Chow
- American Staffordshire Terrier
- Alaskan Malamute
To minimize the risk that your dog will display aggressive behavior towards other dogs or humans, you must be a responsible pet owner and do the following:
- Restrain your dog with a strong leash when in public or a fence while in the yard. The fence should be at least 6 to 8 feet tall, depending on your dog’s size.
- Socialize your dog as a puppy with other dogs and people. Take him or her to puppy classes starting at a young age, and praise your dog when he or she behaves well with others.
- Spay or neuter your dog, as fixing a dog alters its territorial instincts and aggression.
- Train the dog not to bite your hands, furniture, etc. If your dog starts to growl or chew on something, clap your hands loudly to distract him or her and then provide a toy for the dog to play with. Praise the dog when he or she chews on toys only.
- Give your dog lots of positive attention.
- Properly identify your dog with tags and a microchip.
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