Reviewing Your Homeowners Policy Limits

With the new year upon us, it’s a good time to review your homeowners policy. As home values change frequently, you want to be confident that the coverage you have is enough to cover repairs and rebuilding costs. Click on the image to download or print the information sheet.

Adding a Teen to Your Auto Policy

Do you have a new teen driver? Adding them to your insurance policy can increase your premiums a lot. Although paying more is unavoidable, there are a few ways you can make sure the cost isn’t quite as high. Click on the image to download or print the tip sheet.

New Ebensburg Location

After months of preparation, we are happy to announce that we have finally moved into our new Ebensburg location! Our new office is closer to downtown Ebensburg, giving us a more central location for our customers. We are up and running and ready to receive you.

Our Evergreen professionals are dedicated to helping individuals, families, and businesses get the best insurance policies for their needs while making sure they understand their coverage.

Our new address is 416 South Center Street, Suite 2 & 3, Ebensburg, Pa. 15931. If mailing us, use P.O. Box 505.

We can’t wait to welcome you at our new office. Come visit us today!

Blanket Insurance for Commercial Properties

Specific coverage can help protect your business, but it can only cover one type of risk in one location. If you want more comprehensive coverage, a blanket policy may be a good option for your properties, especially if you own an apartment complex or restaurant chain. Click the image to download or print the sheet for more information.

Selecting Winter Tires

In the winter, ice and snow can create dangerous driving conditions. Picking the right kind of winter tires can help you avoid losing control of your vehicle. Click on the image to download or print the sheet to learn which winter tires are best for your car.

Medical Provider Fraud

When an employee gets injured on the job, worker’s compensation policies help cover expenses. Sometimes, medical providers abuse this coverage by billing dishonestly or performing unnecessary services. Click on the image to download or print the safety sheet to learn how to identify and prevent medical provider fraud.

Leaders Cite Major Cyber Concerns

While a majority of U.S. business executives rank cyber risk as their top organizational concern, fewer than half have adopted even basic preventive measures, according to results of an industry survey.

Cyber risk has risen to become the top concern in the U.S. and few risk experts believe governments are equipped to handle the threat. Among 1,200 executives who participated in the survey, 59% said they worry some or a great deal about cyber, and 25% said their company has been a cyber victim, up 150% since 2015.

The top three specific concerns cited by survey respondents included security breaches, system glitches, and unauthorized access to bank accounts.

Yet only 61% of these leaders said they felt extremely or very confident in their company’s cyber practices. The survey found that 43% said their company has a written business continuity plan in the event of a cyberattack, and 48% said their company has adopted multifactor authentication to mitigate the risk.

The need for heightened attention and action regarding cyber protection has only increased with the rise of employees working remotely. An easy way to begin would be to require simple preventative measures, such as requiring multifactor authentication – as in using a one-time dedicated passcode as a secondary verification of identity – to gain access to websites or files.

They say the first step in getting yourself out of a hole is to stop digging. The wise business leader acknowledges and addresses issues before they become problems. If the state of your cyber security preparation is troubling you, don’t wait to find out how problematic it can become. Invest the time and resources to fortify your protection now.

Contact the professionals at Evergreen Insurance for guidance on cyber security.
Copyright 2022 Evergreen Insurance

Evergreen Insurance provides these updates for information only, and does not provide legal advice.  To make decisions regarding insurance matters, please consult directly with a licensed insurance professional or firm.