Many workers are continuing to stay on the job into their 60s or 70s. How do you keep an aging workforce safely on the job? Read our latest blog for tips by click the graphic. #workersafety

Evergreen loves helping our community! We support many local efforts.
One fun way we collect donations is through the Jeans Day program. Evergreen staff can wear jeans to work on Fridays for a small donation to a local fund. The donations are matched by the company and donated every few months to a deserving local organization.
A recent donation was made to the Dauntless Fire Department in Ebensburg, Pa. Shown is Evergreen’s Caitlyn Altimus presenting the check to the Dauntless team.
Harvesting equipment is some of the most dangerous machinery you will encounter on the job. You may be less familiar with the seasonal equipment that is used only several days of the year, and you may not be completely aware of the risks associated with harvesting tasks. Before the harvest, familiarize yourself with the equipment and click the image to read or download our Harvesting Equipment tip sheet.
If your company working from home and ready to return to the office or considering a long-term hybrid model, download our checklist so you can cover the issues and risks. Return to office the most efficient and effective way possible. Contact us with questions related to risks associated with return to office.
Agricultural employers, farming contractors, and agricultural associations who transport migrant or seasonal agricultural workers must ensure that their transporting vehicles conform to rigid safety standards. These entities are ultimately responsible for ensuring that drivers have a valid driver’s permit or license to operate the vehicle. In addition, any vehicle used must have a current state vehicle inspection sticker.
Beyond that, the Department of Labor (DOL) established regulations for passenger automobiles and station wagons used to transport 75 miles or less. Use our checklist to ensure that you are abiding by DOL guidelines for transporting your workers.
Click the image to view and download the checklist. For information about farm and agribusiness insurance, contact us.
This checklist is merely a guideline. It is neither meant to be exhaustive nor meant to be construed as legal advice. It does not address all potential compliance issues with federal, state or local standards. Consult your licensed commercial property and casualty representative at Evergreen Insurance LLC or legal counsel to address possible compliance requirements. © 2008, 2019 Zywave, Inc. All rights reserved.
According to the National Oceanic and Atmospheric Administration National Climatic Data Center, there are more than 1,200 tornadoes are reported across the country. Oftentimes homes close to a twister are damaged or destroyed by wind, rain and flying debris. Download and read this resource from our insurance carrier partner, Safeco about Tornado coverage and tips for homeowners.
The Basics
Insurance can usually be obtained for most dogs; however, there are some limitations. If you own a breed that has been historically violent, you may have to pay an increased premium (even if your dog has not displayed any violent behavior). The following dog pedigrees are considered dangerous:
Owner Responsibilities
To minimize the risk that your dog will display aggressive behavior towards other dogs or humans, you must be a responsible pet owner and do the following:
Download a PDF from MMG Insurance about preventing dog bites.
We’re Here to Help
Have questions? Don’t hesitate to give us a call at 800.662.2020 or contact us!
Many homeowners policies consider a dorm room as an extension of your home, so items your child keeps there may be coverd to some extent. However, if your child has expensive electronic equipment or furniture, you may want to consider purchasing additional coverage.
If your child lives off campus, his or her possessions may not be covered by your homeowners policy. In that case, you may want to consider renter’s insurance, which costs as little as $15 per month. Renter’s insurance will cover possessions in your child’s off-campus apartment or house as well as provide liability coverage if anyone is injured in the residence.
Keeping Your Child Healthy While on Campus
Many students can stay on their parents’ health plans if they are full-time students. However, restrictions vary greatly by state, and coverage could be even more complicated if your child is attending an out-of-state school.
If you find your child doesn’t have coverage under your plan, you have a few options. Most colleges have their own health plans, but some policies have high deductibles and low coverage maximums. A few don’t offer any coverage for conditions present before entering the school, so be sure to examine plans carefully. Otherwise, you may want to consider an individual policy for your child.
Changing Auto Coverage
If your child moves more than 100 miles away from your home to attend school and doesn’t keep a vehicle there, your auto insurance premiums could decrease by as much as 30 percent. Call us today at 800.662.2020, and see if you can save money while still maintaining coverage for your child when he or she is at home.
Insurance Questions to Ask
Here are some important questions to ask when your child goes to college:
Count on Us
If you are sending a child off the college and haven’t looked at adjusting your coverage, contact us today to learn more. You could save money on your policies and protect your child from expensive incidents while away from home.
Call us at 800.662.2020 or contact us.
Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect.
Let’s examine what renters insurance covers and how to calculate your policy needs.
What Renters Insurance Covers
While policies can vary, most offer coverage for the following:
How Much Renters Insurance Do I Need?
In order to determine the amount of coverage you need for your renters policy, there are a few things you can do:
Securing the Coverage That’s Right for You
Deciding on the amount of renters insurance coverage you need can be a bit tricky. But with the help of your insurance agent, it can make the decision a far easier process.
© 2019 Zywave, Inc. All rights reserved. This Know Your Insurance document is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice.